FINALLY, RETIREMENT IS HERE!!!  The time has arrived as the Baby Boomer Generation ends their working years and now enters the distribution phase of life, known as retirement.  Whereas, the Millennials (Generation Y) are starting their lives out in search of the best financial plan to accomplish future goals such as buying a house, and concerns of student debt – The Baby Boomer Generation is looking for the best ways of “The How & To Of Retirement.”  This is supposed to be the most relaxing and enjoyable phase of their lives.  Yet, these individuals approaching retirement are faced with having to make several highly important decisions.  For instance, it’s critical that retirees understand their retirement distribution options, know how to take their retirement distributions, select the most appropriate investments suited for them during this period, and follow the proper path leading to financial success.  Other key questions remain, “When should I or my spouse start taking Social Security?”  As they say in golf, “There are no do-overs!”  That saying applies more than ever during this important phase of an individual’s life, the retirement phase.