Disclosures

IMPORTANT DISCLOSURE INFORMATION

Livelsberger Financial Advisory (known as“LFA”) is an Ohio Division of Securities state registered investment adviser located in Ashland, Ohio.  LFA and its representatives are in compliance with the current filing requirements imposed upon state registered investment advisers by those states in which LFA maintains existing clients.  LFA may only transact business in those states in which it is registered, or it qualifies for an exemption or exclusion from registration requirements.  LFA’s website is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of LFA’s website on the Internet should not be construed by any consumer and/or prospective client as LFA’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication by LFA with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state in which the prospective client resides.  For information pertaining to the registration status of LFA, please contact the SEC (Securities & Exchange Commission) or the state securities regulators for those states in which LFA maintains a notice filing.  A copy of LFA’s current written disclosure statement discussing LFA’s business operations, services, and fees is available from LFA upon written request.

LFA does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to LFA’s website or incorporated herein, and takes no responsibility therefor.  All such information is strictly provided for convenience purposes only and all users thereof should be guided accordingly.

Please Note:  Different types of investments involve varying degrees of risk, and there can be
no assurance that the future performance of any specific investment or investment strategy(including those undertaken or recommended by LFA), will be profitable or equal any historical performance level(s).

Certain portions of LFA’s website (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, LFA’s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Furthermore, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from LFA, or from any other investment professional.  LFA is neither an attorney nor an accountant, and no portion of the website content should be interpreted as legal, accounting, or tax advice.

Each client and prospective client agrees, as a condition, precedent to his/her/its access to LFA’s website, to release and hold harmless LFA, its officers, directors, owners, employees, and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from LFA.